Cardless ATM transactions are increasing in popularity with technology advancements.
We’re increasingly finding that people like to carry as little around with them as possible. Technology advancements have given people more choice than before… including how to access and use their cash. Using your mobile phone to withdraw cash at an ATM may seems like something from Back to the Future, but it’s now a reality and has the potential to make transactions even easier. Ever got to an ATM and struggled to remember your PIN? Not anymore! With apps including online banking, money transfers, budgeting and more, available on your mobile, it was only a matter of time before this became the norm.
Aside from mobile phones, there are a number of other ways to ditch your card and access your hard-earned cash.
The question is: how do you withdraw money without a card?
Here are some of the easiest ways to withdraw money without a card:
At the bank’s counter:
You can withdraw money if you go to your branch with your ID. They will ask for your information, but it is a simple and safe way to get cash.
Applications for your smartphone:
One of the most innovative systems is HalCash. It’s an application that allows you to send and receive money instantly. It’s very simple, all you need is your mobile.
When sending money, they will receive a text with a key to be able to withdraw the money without needing the card. And if you are withdrawing money, you will get a password which will allow you to go to an ATM, put in the data received on the text and then withdraw.
With Online Banking all you need is your user password which you can make whilst setting up your Online Banking account.
Keep in mind that by this method they will not allow you to do more than one operation a day, so withdraw what is necessary!
One card to rule them all:
Is your wallet bulging with the amount of cards you’ve got stashed away in there? There is a solution… called Curve. It is a card that charges your withdrawals and payments to whichever card you choose in the Curve app. No need to carry multiple bank cards around, you only need one, and that’s Curve. All you have to do is order a card (for free), download the app and link your current bank cards to it, then use your Curve card to pay and withdraw cash – no other cards needed!
We think these are the easiest ways to move to newer technologies, what do you think of them? Let us know on Twitter @EuronetATMsEU
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